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FAQs & Glossary

Details and useful facts

We have constructed a wide ranging Help section and alphabetical Glossary to assist online by speedily finding information.


The length of time you agree to take to repay the finance (See also: Agreement period).

Termination Fee

The cost imposed by a Financial/Leasing company for terminating a contract early.

Terms & Conditions

Terms & Conditions set out the specific obligations of each party in respect of a transaction or product. They outline how a product or service can be used and should be read and understood before the product or service is used by the customer.

Total Amount Payable

Total amount payable is the total cost of the finance, including any interest or other charges, if you repay the finance over the agreed period. This is a good way to compare the actual cost of various types of motor finance.


A Transfer is a continuation of a finance agreement in a third party’s name.

Transfer of legal title

Where all amounts outstanding have been paid and you are keeping the vehicle. Legal title will then pass from the finance house to you.